Housing Resources:
Median Family Income

Each PDC housing program has specific requirements for qualification, and many include income guidelines. For home purchase or homeownership assistance, please refer to a specific program listed under Loans & Programs category found in the Home Purchase or Home Improvement categories to the right.

Median Family Income (MFI) Levels, FY 2007

MFI levels FY 2007 - print document (PDF, 98 kb)
MFI levels from past years

HUD has determined that the 2007 Median Family Income 100% (MFI) for a 4-person household in the Portland Metropolitan Statistical Area (MSA) is $63,800, $3,100 less than in 2006.

HUD has explained that this decrease resulted, at least in part, from the use of a new formula to calculate MFI. Because HUD-funded programs throughout the Portland MSA set eligibility criteria, rental rates, and other program elements based on the HUD MFI, this decrease could trigger a wave of eligibility reviews and disqualifications, lease revisions, and other program changes.

To avoid this, HUD has instructed all jurisdictions to make no changes to the values of 30% MFI, 50% MFI, and 80% MFI for households of all sizes in 2007. The values will remain at the 2006 levels. (HUD also held these values constant in 2006, when the MFI took a small dip.) You may rely on the information in this table to determine eligibility, rental rates, and other program elements for all federally-funded housing and community development activities in 2007.

FY 2007 Median Income for a Family of Four (Portland, OR): $63,800

Figures are rounded to the nearest $50.00

Household Size	30%	50%	60%	80%	100%
1	$14,250	$23,750	$28,500	$38,000	$46,850
2	16,300	27,150	32,600	43,450	53,500
3	18,350	30,550	36,650	48,900	60,200
4	20,350	33,950	40,750	54,300	*63,800 **66,900
5	22,000	36,650	44,000	58,650	72,250
6	23,650	39,400	47,250	63,000	77,600
7	25,250	42,100	50,500	67,350	82,950
8	26,900	44,800	53,800	71,700	88,300


*	Use this number to determine eligibility for HUD-funded housing and community development programs.
**	Use this number to determine eligibility for City of Portland programs that do not receive federal funding. Explanation: Some City of Portland programs that do not receive federal funding, including the tax abatement programs, have eligibility criteria or other program elements that incorporate by reference the values for 100% MFI, 120% MFI and 150% MFI for a 4-person household. The City of Portland has determined that, for these programs, it would be most appropriate to continue to use the 2006 values. This will avoid any adverse impact on program participants, as well as the considerable administrative burden associated with narrowing eligibility criteria. However, federal programs will use the new 2007 figure for values for 100% MFI and above. Thus, a 4-person household with income greater than $63,800 (the 2007 value) but less than $66,900 (the 2006 value) may be eligible to participate in Portland-funded tax abatement programs but will NOT be eligible for assistance through HUD-funded programs.

FY 2007 Median Income Percentages

Figures are rounded to the nearest $50.00

Household Size	50%	80%	100%	120%	150%	Adjustment percentages for family size
1	$23,750	$38,000	$46,850	$58,200	$70,250	70%
2	27,150	43,450	53,500	64,200	80,300	80%
3	30,550	48,900	60,200	72,250	90,300	90%
4	33,950	54,300	*63,800 **66,900	76,550 80,300	95,700 100,350	100%
5	36,650	58,650	72,250	86,700	108,400	108%
6	39,400	63,000	77,600	93,100	116,400	116%
7	42,100	67,350	82,950	99,550	124,450	124%
8	44,800	71,700	88,300	105,950	132,450	132%


*	Use this number to determine eligibility for HUD-funded housing and community development programs.
**	Use this number to determine eligibility for City of Portland programs that do not receive federal funding.

2007 Housing Affordability: Maximum Monthly Rent Including Utilities
by Median Family Income with a Housing Burden of 30%

Figures are rounded to the nearest $1.00

# of Bedrooms	Household Size	30%	50%	60%	80%	100%	120%	150%
Group Home	0.75	$263	$ 439	$ 527	$ 702	$ 878	$1,054	$1,317
0	1	351	585	703	936	1,171	1,405	1,756
1	1.5	376	627	753	1,003	1,254	1,505	1,882
2	3	451	753	904	1,204	1,505	1,806	2,258
3	4.5	522	870	1,044	1,391	1,739	2,088	2,609
4	6	583	970	1,164	1,553	1,940	2,328	2,910
5	7.5	643	1,071	1,284	1,713	2,141	2,569	3,211

Medium Family Income (MFI) Level History

Return to current Median Family Income Levels (2008)

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Portland Development Commission | 222 NW Fifth Ave | Portland, OR 97209-3859
Phone: 503-823-3200 | Fax: 503-823-3368

Housing Resources: Median Family Income