Housing Services:
For Home Owners

Welcome Home Owners!  PDC’s Neighborhood Housing Program (NHP) helps home owners refinance and renovate their homes.  In fact PDC has been helping Portland’s home owners, just like you, with home improvement for more than more than 40 years. PDC has two construction specialists who can help you through your home improvement project and its loan specialists can help you get the funding you need to update your home.

Home Owner Loans & Programs

Specifically NHP offers the following programs for home owners:

Limited Tax Abatement for Single Family Owner-Occupied Rehabilitation - a 10-year limited tax property abatement on any increase in assessment value that results from the rehabilitation improvements made to qualifying owner occupied single family homes.

PDC Community Renovation Loan - a home loan program to help you refinance and renovate your home in Portland.

Portland Regional Lead Hazard Control Program- a $10,000 grant to help low-income home owners in the Portland four county region to reduce lead hazards in their homes.

Rate Reducer - a permanent interest rate buy- down program for current home buyers and owners.

In addition, PDC also has an additional home improvement program available in many of Portland's Urban Renewal Areas:

• Home Repair Loan - a low interest rate loan of up to $30,000 with a 3-5%   annual percentage rate for low-income home owners.

Currently, PDC has funding in the Lents Town Center URA.

PDC also administers the Beaverton Home Repair Loan – a home repair loan program from the City of Beaverton to assist income eligible Beaverton homeowners with basic, essential, emergency or code repairs.

To learn about other home improvement programs visit PDC’s Home Repair partners.

For more information about PDC’s programs call 503-823-3400 or email nh@pdc.us

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