My First Home
Portland: a great place to call "Home."
For 50 years, the Portland Development Commission (PDC) has helped make Portland a great place to call home. Our work includes keeping Portland an affordable place to rent or buy a home. PDC funds affordable housing projects and offers homeowner and homebuyer assistance programs that increase purchasing power and lower monthly house payments.
PDC's homebuyer assistance tools include:
- LOAN PROGRAMS
- PDC Oregon Bond Loan - a state-sponsored purchase and renovation loan for first-time homebuyers with low monthly payments.
- PDC Community Renovation Loan - a purchase and renovation loan to help you buy and repair a home of your own.
- Down Payment Assistance Loan - a homebuyer assistance tool designed exclusively for first time homebuyers who are buying a home in one of Portland’s Urban Renewal Areas.
- JumpStart Loan - a temporary interest rate buy-down program for first-time buyers
- Rate Reducer - a permanent interest rate buy- down program for homebuyers and current owners.
Watch our video for details about PDC's Neighborhood Housing Program (NHP).
- TAX INCENTIVES
- Limited Tax Abatement Program
- Mortgage Credit Certificate Program: A City of Portland and PDC sponsored homebuyer assistance program for first-time homebuyers in Portland.
- EDUCATION
- My First Home Magazine
- Read it online, right in your browser.
- Order your free copy
- Workshops
- Home Ownership News You Can Use
- Housing Services E-mail List
- Buying a Home...1,2,3
- My First Home Magazine
- ADDITIONAL HELP
To learn more about any of these programs, contact a PDC loan specialist at nhp@pdc.us or 503-823-3400.
Portland Development Commission is an Equal Opportunity Lender
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Portland Development Commission | 222 NW Fifth Ave | Portland, OR 97209-3859
Phone: 503-823-3200 | Fax: 503-823-3368
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